1. LPBBTI is the provision of financial services to bring together Fund Providers and Fund Recipients in conducting conventional Funding or based on Sharia Principles directly through an Electronic System using the internet;

2. LPBBTI's business activities are subject to all provisions of laws and regulations related to LPBBTI;

3. The Organizer is an Indonesian legal entity that provides, manages and operates LPBBTI either conventionally or based on Sharia Principles;

4. The Organizer is licensed and supervised by the Financial Services Authority;

5. The Organizer may only access, obtain, store, manage, process and/or use Users' Personal Data after obtaining consent from Users;

6. The Provider can only access the camera, location, and microphone on the User's device;

7. The User must understand the transaction and the contents of the LPBBTI agreement, including the upper limit of the Funding facility adjusted to the User's ability to conduct transactions;

8. All Funding risks arising in LPBBTI transactions are fully borne by the Funders. The Organizer shall be liable in the event of negligence or error caused by the Organizer and causing loss to the Funder;

9. The User guarantees the authenticity of all documents submitted. For any falsification of documents or other criminal acts committed by the User, the Organizer may take legal action including processing the action in question to the competent authorities;

10. The Organizer does not charge any fees to the User for the complaint service;

11. The Organizer submits settlement and collection procedures to the Fund Provider and Fund Recipient in the event of Funding default committed by the Fund Recipient; and

12. other things that need to be considered related to the characteristics of the products owned by the Organizer.